These 10 important rules are changing from January 1, each change will have a direct effect on your pocket
The new year of 2021 will bring a lot of new things with it. Not only your home calendar but many things related to your life are going to change from January 2021. Here we are going to tell you about 10 big changes that are important for you to know.
SOURCE: GSTV NEWS
- The car will become more expensive from January 1
- The country’s 3 largest car manufacturers are going to increase the price of their cars.
If you are thinking of buying a new car, this is the right time for you to buy a car as soon many big car manufacturer brands will make their car expensive. Car prices are set to rise from January 2021. Many companies have already announced this, while some companies may make such an announcement soon. So far, the companies that have announced price hikes for their vehicles include Maruti Suzuki, Ford India and Kia Motors.
Fastag must be installed on trains from January 1
હાલ આ તારીખ લંબાવી 15 ફેબ્રુઆરી કરવામાં આવી છે
Fastags will be required on trains to cross the toll from 1 January 2021. Drivers crossing the National Highway toll without a fastag will have to pay a double charge. At present, 80 per cent of the lines at all toll plazas are being used as fastag and 20 per cent of the lines as cash. From January 1, all live will be fastag. You need to keep a minimum of Rs 150 in your Fastag account. Otherwise Fastag will be blacklisted.
The rule of investing in mutual funds will change
In the interest of investors, market regulator SEBI has made some changes in the rules of mutual funds to reduce risk. SEBI has amended the asset allocation rules for multicap mutual funds. Under the new rules, 75 per cent of funds will now have to invest in equities, up from the current 65 per cent. The structure of multi-cap funds will change as per the new rules of SEBI. It will be necessary to invest 25-25 per cent in midcap and smallcap. At the same time, 25 percent will have to stop at large caps. Previously, fund managers allocated according to their choice. Currently the weightage of largecap is higher in multicap. The new rule will take effect on January 1, 2021.
More charges will have to be paid for UPI payment from January 1
From January 1, Amazon Pay, Google Pay and PhonePay transactions will incur additional charges. Indeed, NPCI has decided to impose additional charges on UPI Payment Services operated by third party application providers from January 1. NPCI has imposed a 30 per cent cap on third party apps in the new year. However, Paytm will not have to pay this charge.
The way you call from a landline will change
It will now be necessary to apply zero before the number from January 1 to make calls from landlines across the country to mobiles. TRAI recommended zeroing the number before May 29, 2020 for this internal call. It will help telecom companies build more numbers. The change in dialing mode will allow telecom companies to generate an additional 254.4 crore numbers for mobile services. This will help meet the needs of the future.
The rules of GST return will change
The government is preparing to take some further steps in the matter of sales returns to provide relief to small traders. Under which GST process will be made easier. According to sources, in the new process, small entrepreneurs with a turnover of up to Rs 5 crore will have to file only 4 sales returns during the year from January next year. At this time, traders will have to file 12 returns (GSTR3B) on a monthly basis. Apart from this 4 GSTR1 has to be paid. Taxpayers will only have to file 8 returns after the new rule comes into force. Out of which 4 GSTR, 3B and 4 GSTR 1 returns have to be filed.
Term plans can be purchased from January 1 at a lower premium
From January 1, you will be able to purchase a simple life insurance (standard term plan) policy for a lower premium. IRDAI has instructed insurance companies to introduce a standard term life insurance after introducing a standard regular health insurance plan called Arogya Sanjeev. Following these same instructions, insurance companies will launch a simple life insurance policy from January 1. In the new insurance plan, there will be an option to buy a term plan for a lower premium. Also, the terms and cover amount will be the same in the policy of all insurance companies.
The way to pay by check will change from January 1
The Reserve Bank of India (RBI) is changing the rules for making check payments on the first morning of the new year, i.e. from January 1, 2021. Under RBI's new Positive Pay System, some information has to be re-confirmed on payment of Rs 50,000 or more by check. However this will depend on the account holder whether he wants to avail this facility or not. The decision was taken by the RBI to curb the rising number of banking fraud cases in the country.
The power connection will be available immediately from January 1
The government can give New Year gifts to power consumers. The power ministry is preparing to implement the consumer rights rules from January 1. After this, the power distribution companies will have to provide services to the customers within the stipulated period, if they fail to do so the customer may be penalized. The draft rules have been sent to the law ministry. Once approved, customers will not need to do much paperwork to get a new connection. Companies will have to provide electricity connection within seven days in urban areas, 15 in municipal areas and one month in rural areas.
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Whatsapp will not work in these smartphones from January 1::
Support for the popular instant messaging app Whatsapp will be discontinued for some smartphones from early next year i.e. January 1, 2021. Smartphones that do not support Whatsapp include Android and iPhone. That means Whatsapp will not work in older version software. According to the report, Whatsapp will not work on smartphones running on older versions than iOS 9 and Android 4.0.3 operating system. Whatsapp support can also be removed from iPhone 4 or older. However, it can be updated if the next version of iPhone i.e. iPhone 4s, iPhone 5s, iPhone 5C, iPhone 6, iPhone 6s has old software. Whatsapp can be run in this iPhone model after updating. Speaking of Android smartphones, Whatsapp will not be supported on smartphones running on versions older than Android 4.0.3.
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